August 15, 2022- It is probable that the woman wanted to get home so badly, that nothing or no one else mattered, including the red light, at which two other motorists had stopped their vehicles. Regardless of the promptings, what ensued was that her vehicle ended up wedged to the car in front of it, which then slammed into mine.
Her insurance carrier’s senior agent was incredulous that I had driven from the accident site to my home, over 2000 miles away. The fact is that the vital parts of the Saturn Vue were in safe, operable condition- the fuel tank and exhaust, rear wheels, brakes and struts. I made it safely, and got to a few subsequent commitments, before submitting the vehicle to the auto body shop of my choice.
Insurance companies, by nature, are risk averse, as are State Insurance Authorities, and many mechanical shops. There are good reasons for all the above, mostly based on the history of litigation. So, upon finding that there was damage to the undercarriage of Saturn, Insurance Carrier A assessed the vehicle as a total loss. I was advised to have the matter transferred to my own carrier, and so Insurance Carrier B assumed control of Saturn, and will continue dealings with Carrier A. The auto body shop will be reimbursed by Carrier A, as well: Three days of labour and five days of storage are no trifle.
The vehicle that took me to the northern tip of Newfoundland, and many points between here and there, will soon be auctioned for parts. There will be those who say “I told you so!”, while not recognizing that ANY vehicle, in the wrong place at the wrong time, may be subject to death and dismemberment.
What will now transpire is that, for the first time since 1982, I will be totally responsible for the purchase of a vehicle. Saturn was a sentimental choice, as well as being chosen for its sturdiness. The next vehicle will be of more recent vintage, and have fewer miles under its belt. This is not because of the chance I will be taunted and ridiculed, but because the vehicle will need to last me several years-potentially being the last car I will own.
Do not “rust in peace”, Saturn. Your viable parts will do many others some good.
A Sagittarian Seeker 
Oh, dear — I’m sorry to hear that the Saturn was more seriously damaged than previously thought. You are fortunate to have been able to drive it all the way home, but it sounds like the time has come to say good bye! It doesn’t take very much damage for a car to be a total loss — that just means that it would cost more to repair it to its previous condition than the car is worth. Hopefully the car that caused the accident was insured sufficiently that you won’t be out any of that loss.
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My insurance carrier is very good at wringing money out of the culpable party’s insurance company. I am getting the value of the Saturn, plus additional funds.
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