Tear Memories, Fire Sales and Recovery

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December 13-14, 2018, Prescott-

I’ve been back at work, these past two days, getting easily into the routine again.  As my crewmates read my posts here and on Facebook, there was a brief welcome back, with little conversation about the journey. We focus on the matters at hand, which are certainly enough on any given day.

It must have been quite a contrast in those schools which have endured the twin demons of school shootings and their accompanying choruses of denials/attacks on survivors and victims’ families.  The fourteenth of December, a full week after the anniversary of the attack on Pearl Harbor, has its own, equally horrific commemoration- the massacre at Sandy Hook.  There will never be a time when the survivors of this insanity do not shed tears.  There will hopefully be a time, and soon, when those of us who truly love children can forgive those who threatened the families of the shooting victims.  That time, at least for me, has not arrived, and I’m still vigilant.

Fridays are also  days when investors take to selling off their  stocks, perhaps more than on any other day of the week.  I know the sales have to originate on Wednesdays, with the cashout being completed at week’s end, but it seems to me that this is an ersatz payday.    The stock market is no place for a fire sale.

I have now fully recovered from a couple of setbacks, earlier in the year.  Finances are sound, and will have to sustain me for the rest of my life, so I will continue to maintain a measure of frugality.  I again have a passport, so prudent overseas travel can happen, to Korea, next Spring, and certain other places, two years hence.    Travel and frugality are not mutually exclusive.

 

Spikes

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April 13, 2018, Prescott-

Happy Friday the Thirteenth!

Truth be told,

I’ve not had

an unlucky day

when the workweek

ends on a day

named “thirteen”.

Today will be interesting, though.

There is a cold snap,

of sorts.

Several people mentioned

last night,

that they needed to bring

their plants inside.

The temps did dip

into the twenties.

Three days ago,

it was 85/47.

This coming Sunday,

it’s back into the 70’s.

Then, the bouncing begins,

for a few fun days,

back and forth.

Mother Nature  is

acting like the Stock Market.

(Dear friends across the north,

stay safe.  It may seem hard

to fathom, but there will be

a summer this year.)

Day by Day

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April 3, 2018, Prescott-

A friend referred to things being too crazy.

Yes, we can see it all around.

The President supports this bill.

No, wait, he’s against it.

There will be negotiations with a foe.

“Are you kidding?  We can’t possibly do THAT!”

The stock market is headed for an epic crash!

Oh, well, that was yesterday.

Maybe again tomorrow, though.

“The Constitution says that mentally ill people

are entitled to possess a firearm,

for their protection.”

So much for a well-regulated militia.

Day by day,

it’s enough for me to love,

educate

and safeguard

our four charges.

It’s enough for me to serve

the Lord of the Age,

and work to unite

the human race

against the Forces of Darkness.

It’s enough for me to tend

to my own healing

and  that of my community.

The craziness will run its course,

and our Sun will continue to shine.

“Be Bigger Than Your Small”

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March 31, 2018, Phoenix-

I just completed “Rich Dad’s Cashflow Quadrant”, by Robert T.  Kiyosaki, also well known for his previous book, “Rich Dad, Poor Dad”.  He reviews his own struggles with finances and concludes that the world of finance is comprised of four quadrants:  E (Employee); S (Self-employed); B (Business owner) and I(Investor).  The upshot is that the path to ending financial struggle ultimately lies in investing- using other people’s money to create wealth for oneself.

Mr. Kiyosaki goes far beyond dabbling in the stock market, though he does give several pointers on how to be successful in that aspect of finance.  He is not as big on diversifying, as I would have expected.  His emphasis is on intensive financial education, especially reading financial journals-and The Wall Street Journal.

What I’ve taken from this first reading of a powerful book is that I need to continue on the course I have set, though part-time work (which he says to make as temporary as possible, whilst saving and, bit by bit, investing) is likely for the academic year to come.  He says to learn from mistakes, not to try to bury them.  “Be bigger than your small!”, meaning to not let mistakes define oneself.

This is perhaps the greatest lesson that I have learned from the past seventeen years.  It’s reassuring to see a “high marker” corroborate it.